Our ServicesLuxury Financial Solutions
Luxury Financial Solutions
Tailored for Your Next Level
From restoration to funding readiness — choose a signature plan or a focused add-on service, all delivered with the Essence 111 standard.
Please Read First
Before You Enroll
Essence 111 is a premium, results-driven program. To make sure we are the right fit for you, please review these requirements before enrolling.
- Monthly credit monitoring is required on every plan (up to $29/month with CHS) so we can track every change on your file. If monitoring is not in your budget, please do not enroll — we cannot do our work without it.
- No active bankruptcies. We are unable to help while a bankruptcy is active. Dismissed or discharged bankruptcies are welcome.
- You must have negative accounts. If your report only shows late payments and hard inquiries with zero negative accounts, we are not the right fit.
- Onboarding must be completed within 20 minutes. It only takes 10–15 minutes — have your license and proof of address ready. If you cannot get to it right at sign-up, please wait to enroll.
- Visa and Mastercard only for payment.
- Email support only. There is no phone support — please check your email often, especially during your first 72 hours. Everything we need from you comes by email.
- Trust the process. We work fast, and rapid results can happen — but they are never guaranteed. If patience is not your thing, please do not enroll.
Payment Plans
Signature Restoration Plans
A simple enrollment plus an affordable monthly. Enroll online in minutes.
Essential Restoration
For clients who only need negative items addressed.
$250 enrollment
+ $79 / month
- Full profile assessment
- Negative item removal
- Core credit restoration
- Personalized action plan
Premium Restoration & Rebuild
For clients who need removals plus strategic guidance.
$500 enrollment
+ $69 / month
- Everything in Essential
- Strategic credit rebuilding
- Approval positioning
- Fundability roadmap
- Priority guidance & support
White Glove Restoration
For clients preparing for auto, home, or business funding & larger financial goals.
$750 enrollment
+ $59 / month
- Everything in Premium
- Dedicated white-glove concierge
- Complete wealth alignment strategy
- Funding-readiness plan
- VIP access & direct support
Add-On Services
Focused, A-La-Carte Support
Targeted services you can add any time — priced individually.
Authorized User / Tradeline Consultation
$125
Guidance only; tradeline placement or access can be priced separately.
Buy NowApproval Assistance — Home
$1,175
Home approval preparation, credit positioning, and file review.
Buy NowExpedited Processing
$300
Priority preparation and submission; does not guarantee faster bureau response.
Buy NowAligned IdentityWealth & TransformationApproval-ReadyFinancial PowerAligned IdentityWealth & TransformationApproval-ReadyFinancial Power
Why Choose Essence 111
The Essence Difference
Your Moment
Ready to Begin Your Transformation?
Book your consultation and receive a strategic review of your profile. Your aligned financial identity starts here.