Privacy Policy

Essence 111 ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our credit repair services.

1. Information We Collect

To provide effective credit consulting and repair services, we collect various types of information, including:

• Personal Identification Information: Name, email address, date of birth, and Social Security Number.
• Financial Information: Credit reports, credit card numbers, bank account details, and details regarding your specific debts and creditors.
• Log Data and Cookies: IP addresses, browser types, and website usage data collected through cookies to improve our website experience.

2. How We Use Your Information

We use the collected information strictly for the following business purposes:

• To obtain and analyze your credit reports from the major credit bureaus (Equifax, Experian, TransUnion).
• To dispute inaccurate, unverifiable, or obsolete items on your behalf.
• To communicate with you regarding your case status, billing, and customer service.
• To comply with state and federal legal obligations.

3. How We Share Your Information

We do not sell or rent your personal information to third parties. We may share your information only in the following circumstances:

• Credit Bureaus and Creditors: We share necessary information with credit reporting agencies and your creditors to dispute items on your behalf.
• Service Providers: We may share data with secure, trusted third-party platforms used to manage our business (e.g., secure client portals, payment processors).
• Legal Compliance: We may disclose information if required by law, subpoena, or other legal processes.

4. Data Security

We implement industry-standard security measures, including encryption and secure servers, to protect your sensitive personal and financial information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

Depending on your jurisdiction, you may have the right to request access to, correction of, or deletion of your personal data. To exercise these rights, please contact us using the information below.

6. Contact Us

If you have questions about this Privacy Policy, please contact us at:

• Email: [email protected]