FAQ — Essence 111 Financial Solutions
Questions

Frequently Asked

Everything you need to know about the Essence 111 experience.

Do you offer a money-back guarantee? +

Yes. If we don't achieve any deletions within 180 days, you're covered by our money-back guarantee.

How soon will I see results? +

While we can't guarantee specific results, most clients begin seeing results within 30–45 business days, excluding weekends & holidays.

How long does credit restoration take? +

Restoration typically progresses over 6 months, more or less, though most clients see movement within the first 30–45 days into the program.

How quickly do tradelines post? +

Tradelines post within 3–5 days from the statement date of the tradeline's availability.

How long do auto approvals take? +

Auto approvals are typically handled within 72 hours.

What does priority processing mean? +

Priority (expedited) processing means same-day handling within 12 hours.

Do you offer payment plans? +

Yes. Every plan is a low enrollment plus an affordable monthly — $250+$79, $500+$69, or $750+$59. Enroll online in minutes.

Which plan is right for me? +

Essential addresses negative items, Premium adds strategic rebuilding and guidance, and White Glove prepares you for auto, home, or business funding. Not sure? Reach out and we'll match you.

Are payments refundable? +

Outside of our 180-day money-back guarantee, all payments are non-refundable and non-transferable.

Is my information kept confidential? +

Absolutely. Discretion is core to how we work. Your information and your journey are handled with complete privacy and care.

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ESSENCE 111Financial Solutions

Aligned identity creating wealth & transformation. Where alignment meets financial power.

Disclosure & Compliance. Essence 111 Financial Solutions provides credit consulting, education, and financial-identity strategy services. We are not a law firm and do not provide legal, tax, or financial advice. Results vary based on each individual's circumstances, and we do not guarantee any specific outcome, credit-score increase, item removal, approval, or timeline. You have the right to dispute inaccurate information on your own credit report at no cost by contacting the credit bureaus directly. All fees are earned as services are performed; all payments are non-refundable and non-transferable unless otherwise required by law. Enrollment in any program constitutes acceptance of our Terms & Conditions and Privacy Policy. This website and its contents do not constitute an offer or guarantee of credit or funding.

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